Banks & Settlement Products

Funding and refund-product options for professional tax offices.

Pre-Season Office
Startup Loans

Get the funding you need as early as October to open your office and gear up for tax season. Invest in office equipment or promotional materials. Once the season starts, the advance is repaid through your tax preparation fees.

Fee Advantage
In-Season Fee Assist

Receive up to 50% of your tax preparation fees early, helping you manage funding during the initial filing of taxpayer returns.

Software Purchase
Assistance

Refund Advantage will help you take advantage of your software’s early pricing. Once tax season begins, the advance is repaid through your tax preparation fees. Ask if your software partner participates!

Learn about Up2U Refunds →

Up2U Financial (the low-cost option)

$14.95 on every return (e-Filing Fee) charged to the ERO not the Taxpayer
Includes an RT on every return
Includes an optional Post IRS Acknowledgment Advance of either $250 or $500
You can add a Service Bureau Fee (90/10 split — Up2U gets the 10%)
You can add a larger Advance, but the taxpayer will be charged the full price for the Advance
ERO Advance based on prior year volumes and loss ratio*

*Subject to approval by Up2U Financial